Insurance...?

What do you think about insurances?

Sincerely I've never thought about it. We have only obligatory car insurance. My friend from USA writes me, they insure everything. I read honestly the Insurance portalonline
she sent me to explain what it is. It's not because I don't understand the main aim of all this. The question is: in our age we have to be prevident.

Sometimes I begin to argue: today I'm young and in relatively good health, but who can be sure about the future? We live not far from Vesuvius and the scientists predict eruption in the next years. You know, my friend from Germany wrote me, her house remained without roof after the hurricane last year. Maybe the homeowners insurance could realy help as suggested on the FAQ-s page of Insurance portalonline . People waited the help of the state for 20 years after the last earthquake...

I don't know what to say. It's true from one side. The costs of the life grow everyday and the family realy can't stay the prices. My husband had a little car crash. An other car cut him the way. The repair shop wants 700 euro to repare an 8 cm hole. Incredible. We hope the car insurance can resolve this problem. I didn't knew the car insurance covers medical payments too (as I read in Insurance portalonline Guide). As for me, I woud protect population from motorists. I think they are kamikaze and costant public danger.

You'll say I become old. What it meens "old"? To be afraid that something can happen? Maybe americans are more clever as we. And they have not Vesuvius nearby :))) Think again...